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Contributing at the right time can save you thousands.‌
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Hi there,


Contributing to your RRSP isn’t just about saving for retirement; it’s about reducing taxes today and maximizing growth for the future. But timing is key.


In this article, we break down how RRSPs work and when to contribute based on your career and income level so you can invest strategically. 


If you have questions, let's chat!



Talk soon,

David Pipe

Check out our featured article:

The right RRSP strategy can help you lower taxes and grow wealth. Find out when you should contribute.

Check out our featured video:

Learn the differences between TFSA and RRSP in our quick video!

Additional articles:

Looking to Buy a Cottage in Ontario? You're Not Alone!

Is My Work Insurance Enough?

How to Effectively Use Your TFSA and RRSP

Important upcoming dates:


Personal Income Tax Deadlines in 2025:

  • Income tax return filing for individuals: April 30

  • Income tax return filing for self-employed individuals: June 15


Upcoming Bank of Canada Interest Rate Announcements: 

  • April 16, 2025

  • June 4, 2025

  • July 30, 2025


Canada Child Benefit (CCB) Payments:

  • March 20, 2025

  • April 17, 2025

  • May 20, 2025


Want to learn more? Lets talk

David Pipe is a Mortgage Agent of TMG - The Mortgage Group, FSRA  #10315

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